Sorry, you’ve got your information backwards. Most insurance companies …

Comment on Can insurance companies check a drivers convictions following an accident? by duffmanasu.

Sorry, you’ve got your information backwards. Most insurance companies will run an MVR (Motor Vehicle Report) on you based on your driver’s license number and they will also run a CLUE report (vehicle history report) on the car based upon the VIN number.

The CLUE will tell them if that particular vehicle was in any accidents, but it may not tell them who owned or insured the vehicle at the time of the accident.

The MVR will show them any traffic violations you have on your driving record. This includes traffic convictions, but not convictions for other offenses, such as assault, breaking and entering, etc.

If your license was suspended due to an accident, or you have any traffic violations due to the accident, the insurance company will find out.

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