What To Do If Your Mobile Phone Is Stolen

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Losing a mobile phone is not an uncommon thing for anyone in this world. You must have heard that your friend or any other person forget his or her phone in a hotel, car, garden, park. and when he or she goes to pick up phone, mobile phone was not there where he or she left it. Now what to do if your mobile phone is stolen.

In many countries like Uk, there is mobile phone database, which can prevent lost or stolen mobile phones from being used on any mobile network, thus these stolen mobile phones are worthless to anyone. This system exactly works like a stolen credit card, whenever you loose your credit card, you simply make a phone call to your requisite bank to deactivate your credit card. Similar is the case with mobile phones, you call your service provider and give them a specific number to deactivate your stolen mobile phone. This system applies to both prepay and postpaid packages.

Every mobile in this world has a unique code called as International mobile equipment identity (IMEI Number). This is a unique serial number of every mobile phone. If you provide this serial number to your network operator, they will deactivate your stolen mobile phone. No one can use your mobile phone even if the person who has stolen your mobile, insert new sim in the mobile. This mobile will be useless for all networks or service providers. All mobile network operators will deactivate or disable the phone by reference to the unique IMEI nomber of the mobile phone.

Now question is how to get this IMEI number? This number can normally be found under the battery of mobile phone (looking something like 004400/01/123456/7). You can also get this number from the phone software, by entering following usefull code. Simply write down on your mobile phone following code.* # 0 6 #

A 15 digit code will appear on the screen after pressing send button, or in some phones it comes automatically just by writing * # 0 6 #. So whenever you buy a mobile phone, get this code from the battery or simply write above code on your phone and get IMEI number.

After this record this 15 digit IMEI number and your phone number on your personal note book, place this book at a safe place and thats it. Now suppose if you lost your phone, make a call to your service provider and give them your phone number and this particular key,i.e IMEI number. They will deactivate your stolen mobile phone. You probably won’t get your phone back, but at least you know that whoever stole it can’t use/sell it either. If everybody does this, there would be no point in people stealing mobile phones

Remember your mobile phone is very valuable for you. You may have very important data stored in it. So take care of your mobile phones. Don’t use your mobile in crowded areas or where you might feel unsafe. Govenment is trying to encourage mobile phone companies to give more options for improving mobile phone security.

So remember this simple code * # 0 6 #. Tell all your friends and colleagues to get IMEI number with the help of this code. If all of us simply follow this tip of making mobile secure, believe me no one will try to steal anyone’s mobile phone.

Send these beautiful mobile phone smsFunny sms, Love sms, Friendship sms, Birthday sms for mobile to your friends and colleagues.

Is It Worth Buying Mobile Phone Insurance?

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When you’re looking to replace your mobile phone, one of the many questions you will be asked by the retailer after you’ve decided which handset and tarriff to buy, is whether you want mobile phone insurance.

It’s common knowledge that many retailers make a large proportion of their commissions selling related insurance products and, sometimes make more selling these policies. So, the question you should ask yourself is, am I getting a good deal here?

Most of the time, if you’re offered mobile phone cover, you’ll have a choice of one policy from one insurer which is not in your best interests – it’s likely got more to do with the retailers commission. At the very least you should ask the retailer how their policy compares to others and the market, both in terms of price and policy features. Whatever they say, you need to compare as many policies as possible to get a true idea of what price and policy constitutes value for money. The best way to do this is by using the internet and a price comparison site combined with a little time reading real customer reviews. Neglect this part and you could end up paying inflated premiums for a policy that will never pay out.

Even before you get to that stage, you need to check that your phone is not already covered by any other insurance you already have. For example, some good home insurance policies will cover your possessions whilst away from the home and, unless specifically excluded, that should include your mobile phone. Check with your insurance company and ask the question.

Another alternative is to self-insure your phone. Get a price for mobile phone cover for your handset and simply save that amount each month into a high interest bank account. If your phone is lost, stolen or damaged just a few months after you buy it, you’re not going to get much of a payout but it’s up to you to decide how much of a risk that really is. If you hardly use your phone and just keep it for emergencies, then the risk might be low and insurance not really necessary. But if your phone is quite expensive and you use it often in public, it may be prudent to invest in a good insurance policy.

So, if you are sure you want a mobile phone insurance policy, get online and compare cover and premiums. There aren’t many price comparison sites for mobile phone cover but there aren’t that many policies either, so getting quotes manually won’t take too long. To find these sites either Google ‘mobile phone insurance’ or use a good directory but also remember to read independent customer reviews as these are the people who have tried and tested the policies with many gone through the claims process.

Tips For Buying Mobile Phone Insurance

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Do you really need mobile phone insurance? The answer depends, of course, on a number of different factors including which mobile you have and how likely you are to lose or damage your mobile – not to mention how many mobiles you’re talking about.

If you favor top of the line trendy models, or have children who do, mobile phone insurance could be a worthwhile investment. That doesn’t mean, however, that you need to pay over the odds for it. There are many reasonably priced options for mobile phone insurance cover.

Why insure my mobile phone?

“I’m always careful”, you might be thinking. “I won’t leave it behind anywhere.” According to last year’s crime statistics, there are over 10,000 mobile phones stolen in the UK each month. Another 3,500 or so get left behind on buses and trains or in cafes, and an astounding 1,200 are dropped down toilets or knocked into sinks. In all, about 15,000 mobile phones are reported lost, stolen or damaged each and every month.

And the cost can put quite a dent in your budget. While you may have got your mobile free with your phone plan, the phone companies won’t replace your mobile for free or for £29.95. If you want to continue using your contract minutes – and you will be responsible for paying out the remainder of your contract – you’ll need to fork out the full price for a replacement phone. In addition, you could be liable for any call charges if your mobile was used before it’s loss is discovered. The cost of losing your mobile phone can easily top £500. Have you got a spare £500 sitting around?

Do I really need mobile phone insurance?

Perhaps not. Mobile phone insurance can cost you anywhere from £25 to £150 annually, depending on the insurance carrier that you choose. If you can reasonably replace your mobile phone for less than that, then mobile phone insurance is probably not a worthwhile expense for you. If you hae a replacement phone – perhaps left since your last upgrade – and your mobile provider still supports it, you may be fine without mobile insurance. In most cases, though, you’ll find that it can be worth the expense – especially if you shop around for competitively priced mobile phone insurance.

Tips for getting the best value mobile phone insurance

1. Don’t automatically accept mobile phone insurance when you buy your mobile. Those tend to be the priciest premiums of all.

2. If the salesperson or web site promises “Free Mobile Insurance” with all phones or with selected phones, be sure to check the details. In many cases, the cover is free for the first month. After the first month of cover, the regular premium will be tacked onto your mobile account charges, where you may not even realize you’re paying it.

3. Speaking of not realizing – are you already covered? If you’ve had the phone a bit and are just now thinking of insuring it, check the itemized details for your last account statement to be sure you’re not already paying for insurance.

4. Shop around the independent insurers. You can get economy cover for a mobile worth up to £150 for as little as £2.49 per month – less than half what most of the major insurers are charging.

5. Consider an increase to your home and contents cover if you have many electronic and mobile devices that you carry with you. You can extend your contents insurance to cover your mobile devices, including your phone, PDA, PSP and other electronics when you take them out of your home.

6. Got a family of mobiles? Nearly 80% of the phones reported stolen or lost belong to teens. If you’re insuring more than one phone, look for a company that will cover multiple mobiles on one policy.

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